Loan Details

Loan Amount (Amount Financed)

Annual Interest Rate

Enter the APR from your loan documents (e.g. 4.99)

Loan Term

📅 Dates & Schedule

Loan Origination Date

Date loan was funded / disbursed

First Payment Date

Recurring Payment Day

⚙️ Odd-Days & Interest Settings

Capitalize odd-days into balance Adds stub interest to loan balance → equal payments (matches most lenders)

Day-Count Convention for Odd-Days

💲 Payment Override (optional)

Use payment amount from loan documents Enter the exact amount from your TILA disclosure

➕ Extra Payments (optional)

Extra Principal Per Month

Reduces balance faster — shortens term & saves interest

Loan Summary

Enter loan details and dates
then click Generate →

Supports exact dates, odd-days,
bank-matching & CSV export

Loan Amortization Calculator